One goal nearly all investors share is planning for a comfortable and secure retirement. That is a commendable goal. People are living longer, which means staying ahead of inflation is more critical than it has ever been. In addition, Social Security's future is uncertain and individuals now typically have several jobs throughout their careers, meaning less likelihood of a long-term financial plan with one employer.

This calculator is a very simple assessment of your situation and should only be viewed as the first step to increasing your awareness to the level of savings you will need in order to plan for and enjoy the retirement lifestyle you desire.

For a personalized and detailed analysis, please contact us. We have sophisticated retirement planning software that can create retirement plans under different assumptions tailored to your specific financial situation.

During the first year of retirement the following are assumed:

• Investment = Savings - First-Year Expenses
• Investments do not change at retirement.

(a) What is the value of your savings (stocks, bonds and any other liquid assets) at the present time? Please do not use a comma in your amount.
(b) How much money would you estimate you will spend per year during retirement to maintain your current standard of living (in current dollars)? Please do not use a comma in your amount.
(c) The Social Security payment you receive is based on your salary prior to retirement.
(d) On average, how much do you expect your portfolio to earn each year after tax prior to and during retirement?
(e) Inflation varies by year – what estimate would you like to use?

This calculator is provided for illustration purposes only and is not intended to be representative of actual results. The determinations made by this calculator should not be construed as guarantees or projections. Moreover, the reasonableness of certain information may change over time because of changes in tax law, investment trends and your personal circumstances. The information contained here is based on current law and has been obtained from sources believed to be reliable, but we do not guarantee its accuracy. Investment results can vary considerably depending on the type of securities involved, general market conditions and other factors. It is important that you periodically review and update your plans. Tax aspects should be discussed with a qualified tax professional.